patch 8.2.0237: crash when setting 'wincolor' on finished terminal window

Problem:    Crash when setting 'wincolor' on finished terminal window.
            (Bakudankun)
Solution:   Check that the vterm is not NULL. (Yasuhiro Matsumoto, closes
            #5607, closes #5610)
diff --git a/src/terminal.c b/src/terminal.c
index cbf8fe0..10bfae8 100644
--- a/src/terminal.c
+++ b/src/terminal.c
@@ -4276,6 +4276,8 @@
 {
     term_T *term = curwin->w_buffer->b_term;
 
+    if (term->tl_vterm == NULL)
+	return;
     init_default_colors(term, curwin);
     vterm_state_set_default_colors(
 	    vterm_obtain_state(term->tl_vterm),